Summary: In this article, the vanilla visa prepaid card is discussed with all its advantages that make it ideal for purchase.
Vanilla visa prepaid card is almost same as the debit card which can be bought at your nearest retail store or even online website. Depending on the card selected you must pay some activation fee after which the card will be made available and ready for use. The activation fee varies from one card to another depending on the balance you wish to add. In order to avoid any penalties it is always suggested to pay the fee on time.
You can always keep a track of the balance available in the vanilla visa prepaid card, either through message or through online portal where you can contact the customer care for help. Before planning for any outing, dining or shopping you must be aware of the available balance to overcome the fear of amount running out at the billing point. You can always add amount from your debit card if the visa card doesn’t hold sufficient balance but it causes little discomfort.
Another advantage of using this prepaid card is that is it widely accepted all over the retail stores and at the online shopping sites. You can always consider these cards for gifting it to your friends and family and they will spend the money according to their desire instead of accepting what is given in the form of gifts. I personally find visa prepaid cards as ideal gifts for presenting on various occasions including birthday, anniversaries, promotions, appreciations etc.
Apart from being used for gifting purpose, the visa prepaid cards can be used for payment of different kinds of bills, buying items that attract your interest more. These cards will not charge any interest fee apart from the activation fee.
If you see in your surroundings at least one in every five person has a vanilla visa prepaid card, people have understood how useful and trending these cards are which also holds especial benefits if the amount loaded is huge. The additional discounts, facilities and benefits come with specific visa cards which makes your life easier when you go out on a holiday with family, you will be given lounge stay at airports, etc.
There are options which also allow you to link your visa card to the mobile so that you can receive promotional messages, balance information directly on your mobile phone.
How to load your vanilla visa prepaid card?
There are many ways where you can load funds directly into your card such as by going to the nearest bank and providing your account details. The other method is through paycheques or government cheques and lastly by going to the ATM centre.
In case of any theft or loss of your card, immediate support will be given by the customer service and you will not be made responsible for any unauthorized transaction from your card. The only requirement is you must report the issue immediately to the nearest branch or raise an online complaint.